๐ฐ Lekando guide ยท โฑ๏ธ 2 min read
Simple budgeting with the 50/30/20 rule ๐ฐ
An easy way to split monthly income โ a starting point, not a fixed law.
๐ The split
- ๐ 50% needs: housing, bills, food
- ๐ 30% wants: fun and eating out
- ๐ฆ 20% savings and debt repayment
๐ง Adapt it
If housing costs more, trim wants first. What matters is a steady share for savings every month.
๐งฎ Work it out
Use the percentage calculator for each part of your income, and log spending for two weeks to see where money goes.